Which Credit Card Is Best Without Annual Fee?

Which credit cards give the highest limits?

Some of the highest credit card limits right now are:Chase Sapphire Reserve: $10,000+.

Chase Sapphire Preferred: $5,000+.

Capital One Venture: $5,000+.

Discover it for Students: $500+.

Wells Fargo Secured: up to $10,000.

Amex Platinum: No Pre-Set Spending Limit.

Amex Gold: No Pre-Set Spending Limit..

Which is the best credit card with no annual fee?

Best Credit Card in India with No Annual Fee:Credit CardBest ForKotak Fortune Gold Credit CardHigh cash limit, Fuel, Movie ticketsYES Prosperity Reward Plus CardOnline shopping, International usageICICI Bank Platinum Chip Credit CardDining, Fuel, RewardsYES First PreferredTravel, Entertainment, Shopping, Dining5 more rows

Do all credit cards have an annual fee?

Do All Credit Cards Have an Annual Fee? Not all credit cards have an annual fee. In fact, many good ones don’t. Whether you’re looking for a rewards credit card or a card for bad credit, you can find quite a few cards that don’t charge an annual fee.

Which bank gives credit easily?

The Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank.

What are the top 3 credit cards?

Best Credit Cards of December 2020Capital One Venture Rewards Credit Card, Best feature: Travel rewards.Chase Sapphire Preferred® Card, Best feature: Travel rewards.Chase Freedom Flex℠, Best feature: Wide range of cash back rewards.Chase Freedom Unlimited®, Best feature: Flexible cash back rewards.More items…

How do you get a 800 credit score?

5 Habits To Get 800+ Credit ScorePay Your Bills on Time – All of Them. Paying your bills on time can improve your credit score and get you closer to an 800+ credit score. … Don’t Hit Your Credit Limit. … Only Spend What You Can Afford. … Don’t Apply for Every Credit Card. … Have a Credit History. … What an 800+ Credit Score Can Mean.

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge AccessCiti Rewards Credit CardRewards9 more rows

How can I get a credit card with no annual fee?

Best No Annual Fee Credit CardsCiti® Double Cash Card – 18 month BT offer. … Chase Freedom Unlimited® … Ink Business Cash® Credit Card. … Capital One SavorOne Cash Rewards Credit Card. … U.S. Bank Visa® Platinum Card. … Bank of America® Travel Rewards credit card. … Petal® 2 Visa® Credit Card. … Bank of America® Travel Rewards Credit Card for Students.More items…•

Is it bad to have a lot of credit cards with zero balance?

“Having a zero balance helps to lower your overall utilization rate; however, if you leave a card with a zero balance for too long, the issuer may close your account, which would negatively affect your score by reducing your average age of accounts.”

What is a good annual fee for a credit card?

Annual fees range from the fairly small, like $49, to the very large, like $550 or more. But many of them are about $100. Premium travel credit cards tend to have the highest fees. Some cards will waive the annual fee for the first year, giving you some time to see if you’ll use the card enough for it to be worth it.

Can you negotiate credit card annual fee?

There’s no secret to getting your credit card’s annual fee waived. All you do is call your card issuer and ask them to waive it. You can phrase it however you’re comfortable. … This could be bonus rewards, such as 10,000 extra points, or a discount on the annual fee instead of a full waiver.

How many credit cards should you have?

To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it’s a good idea to have at least two or three credit cards.

What is the minimum salary for credit card?

AED 5000All the financial institutions in the UAE ask for a minimum monthly salary of AED 5000. This makes it quite impossible for people earning below AED 5000 to get a credit card. However, today we are going to discuss how a person earning below AED 5000 can get a credit card.

Can I cancel credit card before annual fee?

Some card issuers will refund your fee if you close your accounts and it’s been fewer than 30 or 60 days. It’s best to make your decision early and avoid the potential charge by closing your account before the annual fee hits.