Question: Can I Cash A Money Order Written To Someone Else?

Can I get a money order from a bank that isn’t mine?

You can get a money order at several places you frequent.

Your bank might be the most obvious, but the post office, convenience stores, grocery stores, check-cashing shops, Western Union, and Wal-Mart all sell money orders, too.

You can also deposit the money order into your bank account..

Will Walmart cash a money order?

Walmart will cash MoneyGram money orders. Check Cashing fees may apply. For purchases over $1,000 a valid government-issued photo ID is required. … Deliver your money order in person or by mail.

How do you clean a money order?

When money orders are stolen, thieves wash them in an acid bath to erase the payee (the name of the apartment community), and turn them into blank bearer instruments. Thieves can cash or convert a stack of blank money orders into cash in a variety of ways.

How long do you have to wait to cash a money order?

one to three yearsNo. However, depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount. The service charge conditions are described on the back of the money order.

Can you cash a money order with whiteout on it?

Most major money order issuers do not allow customers to correct mistakes on money orders. You cannot cross the information out and rewrite it or use white-out; instead, you will usually need to get a replacement for the money order.

Do you need the receipt to cash a money order?

The bank won’t cash the money order without acceptable proof that you are the person who is supposed to receive the funds. Your name on the money order must match the name on your identification exactly.

What is needed to cash a money order?

How to Cash a Money OrderBring the payment to a location that cashes checks or money orders. Money orders are treated very much like checks. … Endorse the money order like you would a check. Sign your name on the back. … Show valid identification. … Pay any fees for the service. … Get your cash.

Can you deposit a money order into your bank account?

Money orders do not include personal information, such as your bank’s routing number and your bank account number. The recipient can cash the order at a local bank or credit union—there’s no requirement to go to the issuer to have it cashed. Money orders can also be deposited into a bank account, for no fee.

How do I cancel a money order and get money back?

When you submit your cancellation form, you can either request a replacement money order or a refund of the purchase price. The replacement process can take up to 60 days, so if you’re using the money order to make an urgent payment, you should probably consider sending another.

Can I get a refund on a Western Union money order?

You can request a refund for a Western Union money order if it hasn’t been used or received, or if it is lost, damaged or stolen. You will receive a refund if the money order has not been used. If it has been used, you will receive a copy of the cashed money order for your records.

Can you cash a money order after written to someone else?

You will also need to provide identification no matter where you’re cashing your money order. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. Then they can cash it for you.

Can I change the name on money order?

No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing.

Can you see who cashed a money order?

Call the money order issuer. You can find a customer service number on the receipt or stub for the money order. … The representative will only be able to tell you if the money order has been cashed or if it is outstanding, and will not be able to tell you it’s location.

Can I deposit someone else’s money order in my bank account?

Short Answer: You can deposit money orders into a checking or savings account — including someone else’s bank account — since money orders are generally subject to the same depositing rules as personal checks. You can also use a money order to open a new bank account.

Does a money order have to be signed by the purchaser?

Although the purchaser isn’t required to sign the money order, the recipient will need to do so in order to access the funds.

What happens if you make a mistake on a money order?

Making a Mistake on Money Order Many money order providers and cashiers won’t let you correct the mistake yourself. Changing information on the completed money order will make the order ineligible for cashing; the official policy is that money orders must be canceled and/or refunded if there is a mistake.

Can you put two names on a money order?

As a general rule it has always been accepted that 2 names on a money order or check would have to be signed by both parties unless there is an ‘or’ placed between the names. So this would mean that 2 names (one after the other) would require both parties to be present with proper ID to cash the money order or check.

Why was my money order declined?

Banks don’t share with WU the specific reasons for declined transfers. The decline could be related to the cash advance capability of your credit card, your credit card limit, a mistake when entering bank account information or other requirements from your bank.

Where can I cash a money order made out to someone else?

Take it to the Bank If the money order is blank, put your name in the recipient’s area and endorse the back of the money order. Then you can either present it to a teller. If you don’t have a bank account, many banks such as Chase, Wells Fargo and Bank of America will cash a money order for a fee.

Can anyone cash out a money order?

A money order is similar to a check, in that only the person or organization it is made out to should be able to cash it, whether at a U.S. Post Office, check-cashing location or bank. Unlike a check, a money order is prepaid rather than linked to funds in a particular bank account.

Can you cash a money order with online banking?

Transform your cash into an easy-to-deposit check by buying a money order at a local retailer or a post office, then make it payable to yourself. If your online bank has an electronic scan feature, you can snap a photo and upload the money order to your account for deposit.